LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,053
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,392
−HK$1,361/mo
Today · 4.125%
HK$45,753
baseline
▲ 0.50% · 4.625%
HK$48,536
+HK$2,783/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,506/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,896
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,180
−HK$1,303/mo
Today · 4.125%
HK$50,483
baseline
▲ 0.50% · 4.625%
HK$53,144
+HK$2,661/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,966/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,663
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,270
−HK$1,633/mo
Today · 4.125%
HK$54,903
baseline
▲ 0.50% · 4.625%
HK$58,244
+HK$3,341/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,806/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,475
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,016
−HK$1,564/mo
Today · 4.125%
HK$60,580
baseline
▲ 0.50% · 4.625%
HK$63,773
+HK$3,193/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,160/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,274
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,149
−HK$1,905/mo
Today · 4.125%
HK$64,054
baseline
▲ 0.50% · 4.625%
HK$67,951
+HK$3,897/mo
Deposit HK$5.66M · loan HK$13.22M · min. income ≈ HK$128,108/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,054
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,852
−HK$1,825/mo
Today · 4.125%
HK$70,677
baseline
▲ 0.50% · 4.625%
HK$74,402
+HK$3,725/mo
Deposit HK$5.66M · loan HK$13.22M · min. income ≈ HK$141,354/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,495
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,906
−HK$2,449/mo
Today · 4.125%
HK$82,355
baseline
▲ 0.50% · 4.625%
HK$87,366
+HK$5,011/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,710/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,026 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,212
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$88,525
−HK$2,345/mo
Today · 4.125%
HK$90,870
baseline
▲ 0.50% · 4.625%
HK$95,660
+HK$4,790/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,740/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,026 · Scale 2, in force from 26 Feb 2026)