LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,054
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,393
−HK$1,361/mo
Today · 4.125%
HK$45,754
baseline
▲ 0.50% · 4.625%
HK$48,538
+HK$2,784/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,508/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,897
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,182
−HK$1,303/mo
Today · 4.125%
HK$50,485
baseline
▲ 0.50% · 4.625%
HK$53,146
+HK$2,661/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,970/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,665
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,272
−HK$1,633/mo
Today · 4.125%
HK$54,905
baseline
▲ 0.50% · 4.625%
HK$58,246
+HK$3,341/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,810/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,477
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,018
−HK$1,564/mo
Today · 4.125%
HK$60,582
baseline
▲ 0.50% · 4.625%
HK$63,775
+HK$3,193/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,164/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,276
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,151
−HK$1,905/mo
Today · 4.125%
HK$64,056
baseline
▲ 0.50% · 4.625%
HK$67,953
+HK$3,897/mo
Deposit HK$5.66M · loan HK$13.22M · min. income ≈ HK$128,112/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,056
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,855
−HK$1,824/mo
Today · 4.125%
HK$70,679
baseline
▲ 0.50% · 4.625%
HK$74,405
+HK$3,726/mo
Deposit HK$5.66M · loan HK$13.22M · min. income ≈ HK$141,358/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,498
−HK$4,859/mo
▼ 0.25% · 3.875%
HK$79,908
−HK$2,449/mo
Today · 4.125%
HK$82,357
baseline
▲ 0.50% · 4.625%
HK$87,369
+HK$5,012/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,714/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,215
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$88,527
−HK$2,346/mo
Today · 4.125%
HK$90,873
baseline
▲ 0.50% · 4.625%
HK$95,663
+HK$4,790/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,746/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,049 · Scale 2, in force from 26 Feb 2026)