LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,054
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,394
−HK$1,360/mo
Today · 4.125%
HK$45,754
baseline
▲ 0.50% · 4.625%
HK$48,538
+HK$2,784/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,508/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,898
−HK$2,587/mo
▼ 0.25% · 3.875%
HK$49,182
−HK$1,303/mo
Today · 4.125%
HK$50,485
baseline
▲ 0.50% · 4.625%
HK$53,147
+HK$2,662/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,970/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,665
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,272
−HK$1,633/mo
Today · 4.125%
HK$54,905
baseline
▲ 0.50% · 4.625%
HK$58,246
+HK$3,341/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,810/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,477
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,019
−HK$1,563/mo
Today · 4.125%
HK$60,582
baseline
▲ 0.50% · 4.625%
HK$63,776
+HK$3,194/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,164/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,276
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,151
−HK$1,905/mo
Today · 4.125%
HK$64,056
baseline
▲ 0.50% · 4.625%
HK$67,954
+HK$3,898/mo
Deposit HK$5.66M · loan HK$13.22M · min. income ≈ HK$128,112/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,057
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,855
−HK$1,825/mo
Today · 4.125%
HK$70,680
baseline
▲ 0.50% · 4.625%
HK$74,405
+HK$3,725/mo
Deposit HK$5.66M · loan HK$13.22M · min. income ≈ HK$141,360/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,498
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,909
−HK$2,449/mo
Today · 4.125%
HK$82,358
baseline
▲ 0.50% · 4.625%
HK$87,369
+HK$5,011/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$164,716/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,216
−HK$4,658/mo
▼ 0.25% · 3.875%
HK$88,528
−HK$2,346/mo
Today · 4.125%
HK$90,874
baseline
▲ 0.50% · 4.625%
HK$95,664
+HK$4,790/mo
Deposit HK$1.89M · loan HK$16.99M · min. income ≈ HK$181,748/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,053 · Scale 2, in force from 26 Feb 2026)