LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,061
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,400
−HK$1,361/mo
Today · 4.125%
HK$45,761
baseline
▲ 0.50% · 4.625%
HK$48,545
+HK$2,784/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,522/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,904
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,189
−HK$1,304/mo
Today · 4.125%
HK$50,493
baseline
▲ 0.50% · 4.625%
HK$53,154
+HK$2,661/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,986/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,673
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,280
−HK$1,633/mo
Today · 4.125%
HK$54,913
baseline
▲ 0.50% · 4.625%
HK$58,254
+HK$3,341/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,826/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,485
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,027
−HK$1,564/mo
Today · 4.125%
HK$60,591
baseline
▲ 0.50% · 4.625%
HK$63,785
+HK$3,194/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,182/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,285
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,160
−HK$1,905/mo
Today · 4.125%
HK$64,065
baseline
▲ 0.50% · 4.625%
HK$67,963
+HK$3,898/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,130/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,066
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,865
−HK$1,825/mo
Today · 4.125%
HK$70,690
baseline
▲ 0.50% · 4.625%
HK$74,416
+HK$3,726/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,380/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,509
−HK$4,860/mo
▼ 0.25% · 3.875%
HK$79,920
−HK$2,449/mo
Today · 4.125%
HK$82,369
baseline
▲ 0.50% · 4.625%
HK$87,381
+HK$5,012/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,738/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,228
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,541
−HK$2,346/mo
Today · 4.125%
HK$90,887
baseline
▲ 0.50% · 4.625%
HK$95,677
+HK$4,790/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,774/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,153 · Scale 2, in force from 26 Feb 2026)