LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,063
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,403
−HK$1,360/mo
Today · 4.125%
HK$45,763
baseline
▲ 0.50% · 4.625%
HK$48,548
+HK$2,785/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,526/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,907
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,192
−HK$1,303/mo
Today · 4.125%
HK$50,495
baseline
▲ 0.50% · 4.625%
HK$53,157
+HK$2,662/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,990/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,676
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,283
−HK$1,633/mo
Today · 4.125%
HK$54,916
baseline
▲ 0.50% · 4.625%
HK$58,258
+HK$3,342/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,832/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,489
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,030
−HK$1,565/mo
Today · 4.125%
HK$60,595
baseline
▲ 0.50% · 4.625%
HK$63,789
+HK$3,194/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,190/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,288
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,164
−HK$1,905/mo
Today · 4.125%
HK$64,069
baseline
▲ 0.50% · 4.625%
HK$67,967
+HK$3,898/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,138/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,070
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,869
−HK$1,825/mo
Today · 4.125%
HK$70,694
baseline
▲ 0.50% · 4.625%
HK$74,420
+HK$3,726/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,388/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,513
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,925
−HK$2,449/mo
Today · 4.125%
HK$82,374
baseline
▲ 0.50% · 4.625%
HK$87,386
+HK$5,012/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,748/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,194 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,233
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,546
−HK$2,346/mo
Today · 4.125%
HK$90,892
baseline
▲ 0.50% · 4.625%
HK$95,683
+HK$4,791/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,784/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,194 · Scale 2, in force from 26 Feb 2026)