LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,064
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,404
−HK$1,361/mo
Today · 4.125%
HK$45,765
baseline
▲ 0.50% · 4.625%
HK$48,549
+HK$2,784/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,530/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,908
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,193
−HK$1,304/mo
Today · 4.125%
HK$50,497
baseline
▲ 0.50% · 4.625%
HK$53,159
+HK$2,662/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,994/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,677
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,284
−HK$1,634/mo
Today · 4.125%
HK$54,918
baseline
▲ 0.50% · 4.625%
HK$58,259
+HK$3,341/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,836/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,490
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,032
−HK$1,564/mo
Today · 4.125%
HK$60,596
baseline
▲ 0.50% · 4.625%
HK$63,790
+HK$3,194/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,192/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,290
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,165
−HK$1,905/mo
Today · 4.125%
HK$64,070
baseline
▲ 0.50% · 4.625%
HK$67,969
+HK$3,899/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,140/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,072
−HK$3,623/mo
▼ 0.25% · 3.875%
HK$68,871
−HK$1,824/mo
Today · 4.125%
HK$70,695
baseline
▲ 0.50% · 4.625%
HK$74,422
+HK$3,727/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,390/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,515
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,927
−HK$2,449/mo
Today · 4.125%
HK$82,376
baseline
▲ 0.50% · 4.625%
HK$87,389
+HK$5,013/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,752/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,213 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,235
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,548
−HK$2,346/mo
Today · 4.125%
HK$90,894
baseline
▲ 0.50% · 4.625%
HK$95,685
+HK$4,791/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,788/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,213 · Scale 2, in force from 26 Feb 2026)