LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,064
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,404
−HK$1,361/mo
Today · 4.125%
HK$45,765
baseline
▲ 0.50% · 4.625%
HK$48,550
+HK$2,785/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,530/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,909
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,194
−HK$1,303/mo
Today · 4.125%
HK$50,497
baseline
▲ 0.50% · 4.625%
HK$53,159
+HK$2,662/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,994/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,677
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,285
−HK$1,633/mo
Today · 4.125%
HK$54,918
baseline
▲ 0.50% · 4.625%
HK$58,260
+HK$3,342/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,836/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,490
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,032
−HK$1,564/mo
Today · 4.125%
HK$60,596
baseline
▲ 0.50% · 4.625%
HK$63,791
+HK$3,195/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,192/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,290
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,166
−HK$1,905/mo
Today · 4.125%
HK$64,071
baseline
▲ 0.50% · 4.625%
HK$67,969
+HK$3,898/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,142/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,072
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,871
−HK$1,825/mo
Today · 4.125%
HK$70,696
baseline
▲ 0.50% · 4.625%
HK$74,422
+HK$3,726/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,392/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,516
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,927
−HK$2,450/mo
Today · 4.125%
HK$82,377
baseline
▲ 0.50% · 4.625%
HK$87,389
+HK$5,012/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,754/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,236
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,548
−HK$2,347/mo
Today · 4.125%
HK$90,895
baseline
▲ 0.50% · 4.625%
HK$95,686
+HK$4,791/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,790/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,217 · Scale 2, in force from 26 Feb 2026)