LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,065
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,404
−HK$1,361/mo
Today · 4.125%
HK$45,765
baseline
▲ 0.50% · 4.625%
HK$48,550
+HK$2,785/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,530/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,909
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,194
−HK$1,304/mo
Today · 4.125%
HK$50,498
baseline
▲ 0.50% · 4.625%
HK$53,159
+HK$2,661/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,996/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,678
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,285
−HK$1,633/mo
Today · 4.125%
HK$54,918
baseline
▲ 0.50% · 4.625%
HK$58,260
+HK$3,342/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,836/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,491
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,033
−HK$1,564/mo
Today · 4.125%
HK$60,597
baseline
▲ 0.50% · 4.625%
HK$63,791
+HK$3,194/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,194/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,291
−HK$3,780/mo
▼ 0.25% · 3.875%
HK$62,166
−HK$1,905/mo
Today · 4.125%
HK$64,071
baseline
▲ 0.50% · 4.625%
HK$67,970
+HK$3,899/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,142/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,073
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,872
−HK$1,825/mo
Today · 4.125%
HK$70,697
baseline
▲ 0.50% · 4.625%
HK$74,423
+HK$3,726/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,394/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,517
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,928
−HK$2,450/mo
Today · 4.125%
HK$82,378
baseline
▲ 0.50% · 4.625%
HK$87,390
+HK$5,012/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,756/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,236
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,549
−HK$2,347/mo
Today · 4.125%
HK$90,896
baseline
▲ 0.50% · 4.625%
HK$95,687
+HK$4,791/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,792/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,223 · Scale 2, in force from 26 Feb 2026)