LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,066
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,405
−HK$1,361/mo
Today · 4.125%
HK$45,766
baseline
▲ 0.50% · 4.625%
HK$48,551
+HK$2,785/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,532/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,910
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,195
−HK$1,303/mo
Today · 4.125%
HK$50,498
baseline
▲ 0.50% · 4.625%
HK$53,160
+HK$2,662/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$100,996/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,679
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,286
−HK$1,633/mo
Today · 4.125%
HK$54,919
baseline
▲ 0.50% · 4.625%
HK$58,261
+HK$3,342/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$109,838/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,492
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,034
−HK$1,564/mo
Today · 4.125%
HK$60,598
baseline
▲ 0.50% · 4.625%
HK$63,792
+HK$3,194/mo
Deposit HK$7.55M · loan HK$11.33M · min. income ≈ HK$121,196/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,292
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,167
−HK$1,906/mo
Today · 4.125%
HK$64,073
baseline
▲ 0.50% · 4.625%
HK$67,971
+HK$3,898/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,146/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,074
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,873
−HK$1,825/mo
Today · 4.125%
HK$70,698
baseline
▲ 0.50% · 4.625%
HK$74,424
+HK$3,726/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,396/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,518
−HK$4,861/mo
▼ 0.25% · 3.875%
HK$79,929
−HK$2,450/mo
Today · 4.125%
HK$82,379
baseline
▲ 0.50% · 4.625%
HK$87,392
+HK$5,013/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,758/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,238
−HK$4,659/mo
▼ 0.25% · 3.875%
HK$88,551
−HK$2,346/mo
Today · 4.125%
HK$90,897
baseline
▲ 0.50% · 4.625%
HK$95,689
+HK$4,792/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,794/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,237 · Scale 2, in force from 26 Feb 2026)