LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,069
−HK$2,700/mo
▼ 0.25% · 3.875%
HK$44,408
−HK$1,361/mo
Today · 4.125%
HK$45,769
baseline
▲ 0.50% · 4.625%
HK$48,554
+HK$2,785/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,538/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,913
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,198
−HK$1,304/mo
Today · 4.125%
HK$50,502
baseline
▲ 0.50% · 4.625%
HK$53,164
+HK$2,662/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$101,004/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,682
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,290
−HK$1,633/mo
Today · 4.125%
HK$54,923
baseline
▲ 0.50% · 4.625%
HK$58,265
+HK$3,342/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$109,846/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,496
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,038
−HK$1,564/mo
Today · 4.125%
HK$60,602
baseline
▲ 0.50% · 4.625%
HK$63,797
+HK$3,195/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$121,204/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,296
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,172
−HK$1,905/mo
Today · 4.125%
HK$64,077
baseline
▲ 0.50% · 4.625%
HK$67,976
+HK$3,899/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,154/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,079
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,878
−HK$1,825/mo
Today · 4.125%
HK$70,703
baseline
▲ 0.50% · 4.625%
HK$74,430
+HK$3,727/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,406/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,523
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,935
−HK$2,450/mo
Today · 4.125%
HK$82,385
baseline
▲ 0.50% · 4.625%
HK$87,398
+HK$5,013/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,770/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,244
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,557
−HK$2,347/mo
Today · 4.125%
HK$90,904
baseline
▲ 0.50% · 4.625%
HK$95,695
+HK$4,791/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,808/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,286 · Scale 2, in force from 26 Feb 2026)