LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,070
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,410
−HK$1,361/mo
Today · 4.125%
HK$45,771
baseline
▲ 0.50% · 4.625%
HK$48,556
+HK$2,785/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,542/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,915
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,200
−HK$1,304/mo
Today · 4.125%
HK$50,504
baseline
▲ 0.50% · 4.625%
HK$53,166
+HK$2,662/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$101,008/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,684
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,292
−HK$1,633/mo
Today · 4.125%
HK$54,925
baseline
▲ 0.50% · 4.625%
HK$58,267
+HK$3,342/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$109,850/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,498
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,040
−HK$1,564/mo
Today · 4.125%
HK$60,604
baseline
▲ 0.50% · 4.625%
HK$63,799
+HK$3,195/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$121,208/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,298
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,174
−HK$1,905/mo
Today · 4.125%
HK$64,079
baseline
▲ 0.50% · 4.625%
HK$67,978
+HK$3,899/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,158/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,081
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,880
−HK$1,825/mo
Today · 4.125%
HK$70,705
baseline
▲ 0.50% · 4.625%
HK$74,432
+HK$3,727/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,410/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,526
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,938
−HK$2,450/mo
Today · 4.125%
HK$82,388
baseline
▲ 0.50% · 4.625%
HK$87,401
+HK$5,013/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,776/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,247
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,560
−HK$2,347/mo
Today · 4.125%
HK$90,907
baseline
▲ 0.50% · 4.625%
HK$95,699
+HK$4,792/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,814/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,310 · Scale 2, in force from 26 Feb 2026)