LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,071
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,410
−HK$1,362/mo
Today · 4.125%
HK$45,772
baseline
▲ 0.50% · 4.625%
HK$48,557
+HK$2,785/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,544/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,916
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,201
−HK$1,303/mo
Today · 4.125%
HK$50,504
baseline
▲ 0.50% · 4.625%
HK$53,167
+HK$2,663/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$101,008/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,685
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,292
−HK$1,634/mo
Today · 4.125%
HK$54,926
baseline
▲ 0.50% · 4.625%
HK$58,268
+HK$3,342/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$109,852/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,499
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,041
−HK$1,564/mo
Today · 4.125%
HK$60,605
baseline
▲ 0.50% · 4.625%
HK$63,800
+HK$3,195/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$121,210/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,299
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,174
−HK$1,906/mo
Today · 4.125%
HK$64,080
baseline
▲ 0.50% · 4.625%
HK$67,979
+HK$3,899/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,160/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,082
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,881
−HK$1,825/mo
Today · 4.125%
HK$70,706
baseline
▲ 0.50% · 4.625%
HK$74,433
+HK$3,727/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,412/mo (50% DSR)
Upfront cash ≈ HK$6.37M (deposit + AVD stamp duty HK$708,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,527
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,939
−HK$2,450/mo
Today · 4.125%
HK$82,389
baseline
▲ 0.50% · 4.625%
HK$87,402
+HK$5,013/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,778/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,248
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,561
−HK$2,347/mo
Today · 4.125%
HK$90,908
baseline
▲ 0.50% · 4.625%
HK$95,700
+HK$4,792/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,816/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,319 · Scale 2, in force from 26 Feb 2026)