LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,073
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,413
−HK$1,361/mo
Today · 4.125%
HK$45,774
baseline
▲ 0.50% · 4.625%
HK$48,560
+HK$2,786/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$91,548/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,919
−HK$2,588/mo
▼ 0.25% · 3.875%
HK$49,204
−HK$1,303/mo
Today · 4.125%
HK$50,507
baseline
▲ 0.50% · 4.625%
HK$53,170
+HK$2,663/mo
Deposit HK$9.44M · loan HK$9.44M · min. income ≈ HK$101,014/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,688
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,296
−HK$1,633/mo
Today · 4.125%
HK$54,929
baseline
▲ 0.50% · 4.625%
HK$58,272
+HK$3,343/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$109,858/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,502
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,044
−HK$1,565/mo
Today · 4.125%
HK$60,609
baseline
▲ 0.50% · 4.625%
HK$63,804
+HK$3,195/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$121,218/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,303
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,178
−HK$1,906/mo
Today · 4.125%
HK$64,084
baseline
▲ 0.50% · 4.625%
HK$67,983
+HK$3,899/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,168/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,086
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,885
−HK$1,825/mo
Today · 4.125%
HK$70,710
baseline
▲ 0.50% · 4.625%
HK$74,438
+HK$3,728/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,420/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,532
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,944
−HK$2,450/mo
Today · 4.125%
HK$82,394
baseline
▲ 0.50% · 4.625%
HK$87,407
+HK$5,013/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,788/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,253
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,567
−HK$2,346/mo
Today · 4.125%
HK$90,913
baseline
▲ 0.50% · 4.625%
HK$95,706
+HK$4,793/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,826/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,363 · Scale 2, in force from 26 Feb 2026)