LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,074
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,414
−HK$1,361/mo
Today · 4.125%
HK$45,775
baseline
▲ 0.50% · 4.625%
HK$48,561
+HK$2,786/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,550/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,920
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,205
−HK$1,304/mo
Today · 4.125%
HK$50,509
baseline
▲ 0.50% · 4.625%
HK$53,171
+HK$2,662/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,018/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,689
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,297
−HK$1,633/mo
Today · 4.125%
HK$54,930
baseline
▲ 0.50% · 4.625%
HK$58,273
+HK$3,343/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$109,860/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,504
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,046
−HK$1,564/mo
Today · 4.125%
HK$60,610
baseline
▲ 0.50% · 4.625%
HK$63,805
+HK$3,195/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$121,220/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,304
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,180
−HK$1,905/mo
Today · 4.125%
HK$64,085
baseline
▲ 0.50% · 4.625%
HK$67,985
+HK$3,900/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,170/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,087
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,887
−HK$1,825/mo
Today · 4.125%
HK$70,712
baseline
▲ 0.50% · 4.625%
HK$74,439
+HK$3,727/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,424/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,534
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,945
−HK$2,451/mo
Today · 4.125%
HK$82,396
baseline
▲ 0.50% · 4.625%
HK$87,409
+HK$5,013/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,792/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,255
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,569
−HK$2,346/mo
Today · 4.125%
HK$90,915
baseline
▲ 0.50% · 4.625%
HK$95,708
+HK$4,793/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,830/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,378 · Scale 2, in force from 26 Feb 2026)