LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,075
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,415
−HK$1,361/mo
Today · 4.125%
HK$45,776
baseline
▲ 0.50% · 4.625%
HK$48,561
+HK$2,785/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,552/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,920
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,206
−HK$1,303/mo
Today · 4.125%
HK$50,509
baseline
▲ 0.50% · 4.625%
HK$53,172
+HK$2,663/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,018/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,690
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,298
−HK$1,633/mo
Today · 4.125%
HK$54,931
baseline
▲ 0.50% · 4.625%
HK$58,274
+HK$3,343/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$109,862/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,504
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,047
−HK$1,564/mo
Today · 4.125%
HK$60,611
baseline
▲ 0.50% · 4.625%
HK$63,806
+HK$3,195/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$121,222/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,305
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,181
−HK$1,905/mo
Today · 4.125%
HK$64,086
baseline
▲ 0.50% · 4.625%
HK$67,986
+HK$3,900/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,172/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,089
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,888
−HK$1,825/mo
Today · 4.125%
HK$70,713
baseline
▲ 0.50% · 4.625%
HK$74,441
+HK$3,728/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,426/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,535
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,947
−HK$2,450/mo
Today · 4.125%
HK$82,397
baseline
▲ 0.50% · 4.625%
HK$87,411
+HK$5,014/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,794/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,389 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,257
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,570
−HK$2,347/mo
Today · 4.125%
HK$90,917
baseline
▲ 0.50% · 4.625%
HK$95,709
+HK$4,792/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,834/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,389 · Scale 2, in force from 26 Feb 2026)