LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,076
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,416
−HK$1,361/mo
Today · 4.125%
HK$45,777
baseline
▲ 0.50% · 4.625%
HK$48,562
+HK$2,785/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,554/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,921
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,206
−HK$1,304/mo
Today · 4.125%
HK$50,510
baseline
▲ 0.50% · 4.625%
HK$53,173
+HK$2,663/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,020/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,691
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,299
−HK$1,633/mo
Today · 4.125%
HK$54,932
baseline
▲ 0.50% · 4.625%
HK$58,275
+HK$3,343/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$109,864/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,505
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,048
−HK$1,564/mo
Today · 4.125%
HK$60,612
baseline
▲ 0.50% · 4.625%
HK$63,807
+HK$3,195/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$121,224/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,306
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,182
−HK$1,906/mo
Today · 4.125%
HK$64,088
baseline
▲ 0.50% · 4.625%
HK$67,987
+HK$3,899/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,176/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,090
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,889
−HK$1,825/mo
Today · 4.125%
HK$70,714
baseline
▲ 0.50% · 4.625%
HK$74,442
+HK$3,728/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,428/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,536
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,948
−HK$2,450/mo
Today · 4.125%
HK$82,398
baseline
▲ 0.50% · 4.625%
HK$87,412
+HK$5,014/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,796/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,401 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,258
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,572
−HK$2,346/mo
Today · 4.125%
HK$90,918
baseline
▲ 0.50% · 4.625%
HK$95,711
+HK$4,793/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,836/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,401 · Scale 2, in force from 26 Feb 2026)