LTV · monthly repayment
▼ 0.50% · 3.625%
HK$430,758
−HK$27,012/mo
▼ 0.25% · 3.875%
HK$444,157
−HK$13,613/mo
Today · 4.125%
HK$457,770
baseline
▲ 0.50% · 4.625%
HK$485,625
+HK$27,855/mo
Deposit HK$94.45M · loan HK$94.45M · min. income ≈ HK$915,540/mo (50% DSR)
Upfront cash ≈ HK$106.73M (deposit + AVD stamp duty HK$12,279,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$479,214
−HK$25,890/mo
▼ 0.25% · 3.875%
HK$492,066
−HK$13,038/mo
Today · 4.125%
HK$505,104
baseline
▲ 0.50% · 4.625%
HK$531,729
+HK$26,625/mo
Deposit HK$94.45M · loan HK$94.45M · min. income ≈ HK$1,010,208/mo (50% DSR)
Upfront cash ≈ HK$106.73M (deposit + AVD stamp duty HK$12,279,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$516,910
−HK$32,414/mo
▼ 0.25% · 3.875%
HK$532,988
−HK$16,336/mo
Today · 4.125%
HK$549,324
baseline
▲ 0.50% · 4.625%
HK$582,750
+HK$33,426/mo
Deposit HK$75.56M · loan HK$113.34M · min. income ≈ HK$1,098,648/mo (50% DSR)
Upfront cash ≈ HK$87.84M (deposit + AVD stamp duty HK$12,279,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$575,057
−HK$31,068/mo
▼ 0.25% · 3.875%
HK$590,480
−HK$15,645/mo
Today · 4.125%
HK$606,125
baseline
▲ 0.50% · 4.625%
HK$638,075
+HK$31,950/mo
Deposit HK$75.56M · loan HK$113.34M · min. income ≈ HK$1,212,250/mo (50% DSR)
Upfront cash ≈ HK$87.84M (deposit + AVD stamp duty HK$12,279,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$603,061
−HK$37,818/mo
▼ 0.25% · 3.875%
HK$621,820
−HK$19,059/mo
Today · 4.125%
HK$640,879
baseline
▲ 0.50% · 4.625%
HK$679,874
+HK$38,995/mo
Deposit HK$56.67M · loan HK$132.24M · min. income ≈ HK$1,281,758/mo (50% DSR)
Upfront cash ≈ HK$68.95M (deposit + AVD stamp duty HK$12,279,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$670,900
−HK$36,246/mo
▼ 0.25% · 3.875%
HK$688,893
−HK$18,253/mo
Today · 4.125%
HK$707,146
baseline
▲ 0.50% · 4.625%
HK$744,421
+HK$37,275/mo
Deposit HK$56.67M · loan HK$132.24M · min. income ≈ HK$1,414,292/mo (50% DSR)
Upfront cash ≈ HK$68.95M (deposit + AVD stamp duty HK$12,279,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$775,364
−HK$48,623/mo
▼ 0.25% · 3.875%
HK$799,483
−HK$24,504/mo
Today · 4.125%
HK$823,987
baseline
▲ 0.50% · 4.625%
HK$874,124
+HK$50,137/mo
Deposit HK$18.89M · loan HK$170.02M · min. income ≈ HK$1,647,974/mo (50% DSR)
Upfront cash ≈ HK$31.17M (deposit + AVD stamp duty HK$12,279,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$862,585
−HK$46,603/mo
▼ 0.25% · 3.875%
HK$885,719
−HK$23,469/mo
Today · 4.125%
HK$909,188
baseline
▲ 0.50% · 4.625%
HK$957,113
+HK$47,925/mo
Deposit HK$18.89M · loan HK$170.02M · min. income ≈ HK$1,818,376/mo (50% DSR)
Upfront cash ≈ HK$31.17M (deposit + AVD stamp duty HK$12,279,002 · Scale 2, in force from 26 Feb 2026)