LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,076
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,416
−HK$1,361/mo
Today · 4.125%
HK$45,777
baseline
▲ 0.50% · 4.625%
HK$48,563
+HK$2,786/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,554/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,922
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,207
−HK$1,304/mo
Today · 4.125%
HK$50,511
baseline
▲ 0.50% · 4.625%
HK$53,173
+HK$2,662/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,022/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,691
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,299
−HK$1,634/mo
Today · 4.125%
HK$54,933
baseline
▲ 0.50% · 4.625%
HK$58,275
+HK$3,342/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$109,866/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,506
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,048
−HK$1,565/mo
Today · 4.125%
HK$60,613
baseline
▲ 0.50% · 4.625%
HK$63,808
+HK$3,195/mo
Deposit HK$7.56M · loan HK$11.33M · min. income ≈ HK$121,226/mo (50% DSR)
Upfront cash ≈ HK$8.26M (deposit + AVD stamp duty HK$708,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,307
−HK$3,781/mo
▼ 0.25% · 3.875%
HK$62,183
−HK$1,905/mo
Today · 4.125%
HK$64,088
baseline
▲ 0.50% · 4.625%
HK$67,988
+HK$3,900/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,176/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,091
−HK$3,624/mo
▼ 0.25% · 3.875%
HK$68,890
−HK$1,825/mo
Today · 4.125%
HK$70,715
baseline
▲ 0.50% · 4.625%
HK$74,443
+HK$3,728/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,430/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,537
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,949
−HK$2,450/mo
Today · 4.125%
HK$82,399
baseline
▲ 0.50% · 4.625%
HK$87,413
+HK$5,014/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,798/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,259
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$88,573
−HK$2,347/mo
Today · 4.125%
HK$90,920
baseline
▲ 0.50% · 4.625%
HK$95,712
+HK$4,792/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,840/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,411 · Scale 2, in force from 26 Feb 2026)