LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,078
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,418
−HK$1,362/mo
Today · 4.125%
HK$45,780
baseline
▲ 0.50% · 4.625%
HK$48,565
+HK$2,785/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,560/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,924
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,210
−HK$1,303/mo
Today · 4.125%
HK$50,513
baseline
▲ 0.50% · 4.625%
HK$53,176
+HK$2,663/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,026/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,694
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,302
−HK$1,634/mo
Today · 4.125%
HK$54,936
baseline
▲ 0.50% · 4.625%
HK$58,278
+HK$3,342/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,872/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,509
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,052
−HK$1,564/mo
Today · 4.125%
HK$60,616
baseline
▲ 0.50% · 4.625%
HK$63,811
+HK$3,195/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,232/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,310
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,186
−HK$1,906/mo
Today · 4.125%
HK$64,092
baseline
▲ 0.50% · 4.625%
HK$67,992
+HK$3,900/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,184/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,094
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,893
−HK$1,826/mo
Today · 4.125%
HK$70,719
baseline
▲ 0.50% · 4.625%
HK$74,447
+HK$3,728/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,438/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,541
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$79,953
−HK$2,451/mo
Today · 4.125%
HK$82,404
baseline
▲ 0.50% · 4.625%
HK$87,418
+HK$5,014/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,808/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,264
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,577
−HK$2,347/mo
Today · 4.125%
HK$90,924
baseline
▲ 0.50% · 4.625%
HK$95,717
+HK$4,793/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,848/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,447 · Scale 2, in force from 26 Feb 2026)