LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,079
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,419
−HK$1,361/mo
Today · 4.125%
HK$45,780
baseline
▲ 0.50% · 4.625%
HK$48,566
+HK$2,786/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,560/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,925
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,210
−HK$1,304/mo
Today · 4.125%
HK$50,514
baseline
▲ 0.50% · 4.625%
HK$53,177
+HK$2,663/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,028/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,695
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,303
−HK$1,633/mo
Today · 4.125%
HK$54,936
baseline
▲ 0.50% · 4.625%
HK$58,279
+HK$3,343/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,872/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,510
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,052
−HK$1,565/mo
Today · 4.125%
HK$60,617
baseline
▲ 0.50% · 4.625%
HK$63,812
+HK$3,195/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,234/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,310
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,186
−HK$1,906/mo
Today · 4.125%
HK$64,092
baseline
▲ 0.50% · 4.625%
HK$67,992
+HK$3,900/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,184/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,095
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,894
−HK$1,826/mo
Today · 4.125%
HK$70,720
baseline
▲ 0.50% · 4.625%
HK$74,447
+HK$3,727/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,440/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,542
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$79,954
−HK$2,451/mo
Today · 4.125%
HK$82,405
baseline
▲ 0.50% · 4.625%
HK$87,419
+HK$5,014/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,810/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,265
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,578
−HK$2,347/mo
Today · 4.125%
HK$90,925
baseline
▲ 0.50% · 4.625%
HK$95,718
+HK$4,793/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,850/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,455 · Scale 2, in force from 26 Feb 2026)