LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,080
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,420
−HK$1,361/mo
Today · 4.125%
HK$45,781
baseline
▲ 0.50% · 4.625%
HK$48,567
+HK$2,786/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,562/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,926
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,211
−HK$1,304/mo
Today · 4.125%
HK$50,515
baseline
▲ 0.50% · 4.625%
HK$53,178
+HK$2,663/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,030/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,696
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,304
−HK$1,634/mo
Today · 4.125%
HK$54,938
baseline
▲ 0.50% · 4.625%
HK$58,280
+HK$3,342/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,876/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,511
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,053
−HK$1,565/mo
Today · 4.125%
HK$60,618
baseline
▲ 0.50% · 4.625%
HK$63,813
+HK$3,195/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,236/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,312
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,188
−HK$1,906/mo
Today · 4.125%
HK$64,094
baseline
▲ 0.50% · 4.625%
HK$67,994
+HK$3,900/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$128,188/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,096
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,896
−HK$1,825/mo
Today · 4.125%
HK$70,721
baseline
▲ 0.50% · 4.625%
HK$74,449
+HK$3,728/mo
Deposit HK$5.67M · loan HK$13.22M · min. income ≈ HK$141,442/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,544
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,956
−HK$2,450/mo
Today · 4.125%
HK$82,406
baseline
▲ 0.50% · 4.625%
HK$87,421
+HK$5,015/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,812/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,267
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,580
−HK$2,347/mo
Today · 4.125%
HK$90,927
baseline
▲ 0.50% · 4.625%
HK$95,720
+HK$4,793/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,854/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,470 · Scale 2, in force from 26 Feb 2026)