LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,081
−HK$2,701/mo
▼ 0.25% · 3.875%
HK$44,421
−HK$1,361/mo
Today · 4.125%
HK$45,782
baseline
▲ 0.50% · 4.625%
HK$48,568
+HK$2,786/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,564/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,927
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,212
−HK$1,304/mo
Today · 4.125%
HK$50,516
baseline
▲ 0.50% · 4.625%
HK$53,179
+HK$2,663/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,032/mo (50% DSR)
Upfront cash ≈ HK$10.15M (deposit + AVD stamp duty HK$708,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,697
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,305
−HK$1,634/mo
Today · 4.125%
HK$54,939
baseline
▲ 0.50% · 4.625%
HK$58,282
+HK$3,343/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,878/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,512
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,055
−HK$1,565/mo
Today · 4.125%
HK$60,620
baseline
▲ 0.50% · 4.625%
HK$63,815
+HK$3,195/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,240/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,313
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,189
−HK$1,906/mo
Today · 4.125%
HK$64,095
baseline
▲ 0.50% · 4.625%
HK$67,995
+HK$3,900/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,190/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,098
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,897
−HK$1,826/mo
Today · 4.125%
HK$70,723
baseline
▲ 0.50% · 4.625%
HK$74,451
+HK$3,728/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,446/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,546
−HK$4,862/mo
▼ 0.25% · 3.875%
HK$79,958
−HK$2,450/mo
Today · 4.125%
HK$82,408
baseline
▲ 0.50% · 4.625%
HK$87,423
+HK$5,015/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$164,816/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,269
−HK$4,660/mo
▼ 0.25% · 3.875%
HK$88,582
−HK$2,347/mo
Today · 4.125%
HK$90,929
baseline
▲ 0.50% · 4.625%
HK$95,722
+HK$4,793/mo
Deposit HK$1.89M · loan HK$17.00M · min. income ≈ HK$181,858/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,487 · Scale 2, in force from 26 Feb 2026)