LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,085
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,425
−HK$1,362/mo
Today · 4.125%
HK$45,787
baseline
▲ 0.50% · 4.625%
HK$48,573
+HK$2,786/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,574/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,931
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,217
−HK$1,304/mo
Today · 4.125%
HK$50,521
baseline
▲ 0.50% · 4.625%
HK$53,184
+HK$2,663/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,042/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,702
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,310
−HK$1,634/mo
Today · 4.125%
HK$54,944
baseline
▲ 0.50% · 4.625%
HK$58,287
+HK$3,343/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,888/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,518
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,060
−HK$1,565/mo
Today · 4.125%
HK$60,625
baseline
▲ 0.50% · 4.625%
HK$63,821
+HK$3,196/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,250/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,319
−HK$3,782/mo
▼ 0.25% · 3.875%
HK$62,195
−HK$1,906/mo
Today · 4.125%
HK$64,101
baseline
▲ 0.50% · 4.625%
HK$68,002
+HK$3,901/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,202/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,104
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,904
−HK$1,826/mo
Today · 4.125%
HK$70,730
baseline
▲ 0.50% · 4.625%
HK$74,458
+HK$3,728/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,460/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,553
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$79,965
−HK$2,451/mo
Today · 4.125%
HK$82,416
baseline
▲ 0.50% · 4.625%
HK$87,431
+HK$5,015/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,832/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,277
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$88,591
−HK$2,347/mo
Today · 4.125%
HK$90,938
baseline
▲ 0.50% · 4.625%
HK$95,731
+HK$4,793/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,876/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,554 · Scale 2, in force from 26 Feb 2026)