LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,085
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,425
−HK$1,362/mo
Today · 4.125%
HK$45,787
baseline
▲ 0.50% · 4.625%
HK$48,573
+HK$2,786/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,574/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,932
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,217
−HK$1,304/mo
Today · 4.125%
HK$50,521
baseline
▲ 0.50% · 4.625%
HK$53,185
+HK$2,664/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,042/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,702
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,310
−HK$1,634/mo
Today · 4.125%
HK$54,944
baseline
▲ 0.50% · 4.625%
HK$58,288
+HK$3,344/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,888/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,518
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,061
−HK$1,565/mo
Today · 4.125%
HK$60,626
baseline
▲ 0.50% · 4.625%
HK$63,821
+HK$3,195/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,252/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,319
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,196
−HK$1,906/mo
Today · 4.125%
HK$64,102
baseline
▲ 0.50% · 4.625%
HK$68,002
+HK$3,900/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,204/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,105
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,904
−HK$1,826/mo
Today · 4.125%
HK$70,730
baseline
▲ 0.50% · 4.625%
HK$74,458
+HK$3,728/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,460/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,553
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,966
−HK$2,451/mo
Today · 4.125%
HK$82,417
baseline
▲ 0.50% · 4.625%
HK$87,432
+HK$5,015/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,834/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,559 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,277
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$88,591
−HK$2,348/mo
Today · 4.125%
HK$90,939
baseline
▲ 0.50% · 4.625%
HK$95,732
+HK$4,793/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,878/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,559 · Scale 2, in force from 26 Feb 2026)