LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,087
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,428
−HK$1,361/mo
Today · 4.125%
HK$45,789
baseline
▲ 0.50% · 4.625%
HK$48,576
+HK$2,787/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,578/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,934
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,220
−HK$1,304/mo
Today · 4.125%
HK$50,524
baseline
▲ 0.50% · 4.625%
HK$53,187
+HK$2,663/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,048/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,705
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,313
−HK$1,634/mo
Today · 4.125%
HK$54,947
baseline
▲ 0.50% · 4.625%
HK$58,291
+HK$3,344/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,894/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,521
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,064
−HK$1,565/mo
Today · 4.125%
HK$60,629
baseline
▲ 0.50% · 4.625%
HK$63,825
+HK$3,196/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,258/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,322
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,199
−HK$1,906/mo
Today · 4.125%
HK$64,105
baseline
▲ 0.50% · 4.625%
HK$68,006
+HK$3,901/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,210/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,108
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,908
−HK$1,826/mo
Today · 4.125%
HK$70,734
baseline
▲ 0.50% · 4.625%
HK$74,462
+HK$3,728/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,468/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,557
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,970
−HK$2,451/mo
Today · 4.125%
HK$82,421
baseline
▲ 0.50% · 4.625%
HK$87,436
+HK$5,015/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,842/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,282
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$88,596
−HK$2,347/mo
Today · 4.125%
HK$90,943
baseline
▲ 0.50% · 4.625%
HK$95,737
+HK$4,794/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,886/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,595 · Scale 2, in force from 26 Feb 2026)