LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,088
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,428
−HK$1,362/mo
Today · 4.125%
HK$45,790
baseline
▲ 0.50% · 4.625%
HK$48,576
+HK$2,786/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,580/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,935
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,220
−HK$1,304/mo
Today · 4.125%
HK$50,524
baseline
▲ 0.50% · 4.625%
HK$53,188
+HK$2,664/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,048/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,705
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,314
−HK$1,634/mo
Today · 4.125%
HK$54,948
baseline
▲ 0.50% · 4.625%
HK$58,291
+HK$3,343/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,896/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,522
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,064
−HK$1,565/mo
Today · 4.125%
HK$60,629
baseline
▲ 0.50% · 4.625%
HK$63,825
+HK$3,196/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,258/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,323
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,199
−HK$1,907/mo
Today · 4.125%
HK$64,106
baseline
▲ 0.50% · 4.625%
HK$68,006
+HK$3,900/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,212/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,109
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,908
−HK$1,826/mo
Today · 4.125%
HK$70,734
baseline
▲ 0.50% · 4.625%
HK$74,463
+HK$3,729/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,468/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,558
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$79,970
−HK$2,451/mo
Today · 4.125%
HK$82,421
baseline
▲ 0.50% · 4.625%
HK$87,437
+HK$5,016/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,842/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,282
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$88,596
−HK$2,348/mo
Today · 4.125%
HK$90,944
baseline
▲ 0.50% · 4.625%
HK$95,738
+HK$4,794/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,888/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,600 · Scale 2, in force from 26 Feb 2026)