LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,089
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,430
−HK$1,362/mo
Today · 4.125%
HK$45,792
baseline
▲ 0.50% · 4.625%
HK$48,578
+HK$2,786/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,584/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,937
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,222
−HK$1,304/mo
Today · 4.125%
HK$50,526
baseline
▲ 0.50% · 4.625%
HK$53,190
+HK$2,664/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,052/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,707
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,316
−HK$1,634/mo
Today · 4.125%
HK$54,950
baseline
▲ 0.50% · 4.625%
HK$58,293
+HK$3,343/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,900/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,524
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,067
−HK$1,565/mo
Today · 4.125%
HK$60,632
baseline
▲ 0.50% · 4.625%
HK$63,828
+HK$3,196/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,264/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,325
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,202
−HK$1,906/mo
Today · 4.125%
HK$64,108
baseline
▲ 0.50% · 4.625%
HK$68,009
+HK$3,901/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,216/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,111
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,911
−HK$1,826/mo
Today · 4.125%
HK$70,737
baseline
▲ 0.50% · 4.625%
HK$74,466
+HK$3,729/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,474/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,561
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,974
−HK$2,451/mo
Today · 4.125%
HK$82,425
baseline
▲ 0.50% · 4.625%
HK$87,440
+HK$5,015/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,850/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,628 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,286
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$88,600
−HK$2,348/mo
Today · 4.125%
HK$90,948
baseline
▲ 0.50% · 4.625%
HK$95,742
+HK$4,794/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,896/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,628 · Scale 2, in force from 26 Feb 2026)