LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,090
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,431
−HK$1,361/mo
Today · 4.125%
HK$45,792
baseline
▲ 0.50% · 4.625%
HK$48,579
+HK$2,787/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,584/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,938
−HK$2,589/mo
▼ 0.25% · 3.875%
HK$49,223
−HK$1,304/mo
Today · 4.125%
HK$50,527
baseline
▲ 0.50% · 4.625%
HK$53,191
+HK$2,664/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,054/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,708
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,317
−HK$1,634/mo
Today · 4.125%
HK$54,951
baseline
▲ 0.50% · 4.625%
HK$58,295
+HK$3,344/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,902/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,525
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,068
−HK$1,565/mo
Today · 4.125%
HK$60,633
baseline
▲ 0.50% · 4.625%
HK$63,829
+HK$3,196/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,266/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,326
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,203
−HK$1,906/mo
Today · 4.125%
HK$64,109
baseline
▲ 0.50% · 4.625%
HK$68,010
+HK$3,901/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,218/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,113
−HK$3,625/mo
▼ 0.25% · 3.875%
HK$68,912
−HK$1,826/mo
Today · 4.125%
HK$70,738
baseline
▲ 0.50% · 4.625%
HK$74,467
+HK$3,729/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,476/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,563
−HK$4,863/mo
▼ 0.25% · 3.875%
HK$79,975
−HK$2,451/mo
Today · 4.125%
HK$82,426
baseline
▲ 0.50% · 4.625%
HK$87,442
+HK$5,016/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,852/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,288
−HK$4,661/mo
▼ 0.25% · 3.875%
HK$88,602
−HK$2,347/mo
Today · 4.125%
HK$90,949
baseline
▲ 0.50% · 4.625%
HK$95,743
+HK$4,794/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,898/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,643 · Scale 2, in force from 26 Feb 2026)