LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,094
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,435
−HK$1,361/mo
Today · 4.125%
HK$45,796
baseline
▲ 0.50% · 4.625%
HK$48,583
+HK$2,787/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,592/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,942
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,227
−HK$1,305/mo
Today · 4.125%
HK$50,532
baseline
▲ 0.50% · 4.625%
HK$53,195
+HK$2,663/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,064/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,713
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,321
−HK$1,635/mo
Today · 4.125%
HK$54,956
baseline
▲ 0.50% · 4.625%
HK$58,300
+HK$3,344/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,912/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,530
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,073
−HK$1,565/mo
Today · 4.125%
HK$60,638
baseline
▲ 0.50% · 4.625%
HK$63,835
+HK$3,197/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,276/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,332
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,208
−HK$1,907/mo
Today · 4.125%
HK$64,115
baseline
▲ 0.50% · 4.625%
HK$68,016
+HK$3,901/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,230/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,118
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,918
−HK$1,827/mo
Today · 4.125%
HK$70,745
baseline
▲ 0.50% · 4.625%
HK$74,474
+HK$3,729/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,490/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,569
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$79,982
−HK$2,452/mo
Today · 4.125%
HK$82,434
baseline
▲ 0.50% · 4.625%
HK$87,449
+HK$5,015/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,868/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,704 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,295
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$88,609
−HK$2,348/mo
Today · 4.125%
HK$90,957
baseline
▲ 0.50% · 4.625%
HK$95,752
+HK$4,795/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,914/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,704 · Scale 2, in force from 26 Feb 2026)