LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,095
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,436
−HK$1,362/mo
Today · 4.125%
HK$45,798
baseline
▲ 0.50% · 4.625%
HK$48,585
+HK$2,787/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,596/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,943
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,229
−HK$1,304/mo
Today · 4.125%
HK$50,533
baseline
▲ 0.50% · 4.625%
HK$53,197
+HK$2,664/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,066/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,715
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,323
−HK$1,634/mo
Today · 4.125%
HK$54,957
baseline
▲ 0.50% · 4.625%
HK$58,301
+HK$3,344/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,914/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,532
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,075
−HK$1,565/mo
Today · 4.125%
HK$60,640
baseline
▲ 0.50% · 4.625%
HK$63,837
+HK$3,197/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,280/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,334
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,210
−HK$1,907/mo
Today · 4.125%
HK$64,117
baseline
▲ 0.50% · 4.625%
HK$68,018
+HK$3,901/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,234/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,121
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,921
−HK$1,826/mo
Today · 4.125%
HK$70,747
baseline
▲ 0.50% · 4.625%
HK$74,476
+HK$3,729/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,494/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,572
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,985
−HK$2,451/mo
Today · 4.125%
HK$82,436
baseline
▲ 0.50% · 4.625%
HK$87,452
+HK$5,016/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,872/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,727 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,298
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$88,612
−HK$2,348/mo
Today · 4.125%
HK$90,960
baseline
▲ 0.50% · 4.625%
HK$95,755
+HK$4,795/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,920/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,727 · Scale 2, in force from 26 Feb 2026)