LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,096
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,436
−HK$1,362/mo
Today · 4.125%
HK$45,798
baseline
▲ 0.50% · 4.625%
HK$48,585
+HK$2,787/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,596/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,944
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,229
−HK$1,305/mo
Today · 4.125%
HK$50,534
baseline
▲ 0.50% · 4.625%
HK$53,198
+HK$2,664/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,068/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,715
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,324
−HK$1,634/mo
Today · 4.125%
HK$54,958
baseline
▲ 0.50% · 4.625%
HK$58,302
+HK$3,344/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,916/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,532
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,075
−HK$1,566/mo
Today · 4.125%
HK$60,641
baseline
▲ 0.50% · 4.625%
HK$63,837
+HK$3,196/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,282/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,334
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,211
−HK$1,907/mo
Today · 4.125%
HK$64,118
baseline
▲ 0.50% · 4.625%
HK$68,019
+HK$3,901/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,236/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,121
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,921
−HK$1,826/mo
Today · 4.125%
HK$70,747
baseline
▲ 0.50% · 4.625%
HK$74,477
+HK$3,730/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,494/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,572
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$79,985
−HK$2,452/mo
Today · 4.125%
HK$82,437
baseline
▲ 0.50% · 4.625%
HK$87,453
+HK$5,016/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,874/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,298
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,613
−HK$2,348/mo
Today · 4.125%
HK$90,961
baseline
▲ 0.50% · 4.625%
HK$95,756
+HK$4,795/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,922/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,733 · Scale 2, in force from 26 Feb 2026)