LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,096
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,437
−HK$1,362/mo
Today · 4.125%
HK$45,799
baseline
▲ 0.50% · 4.625%
HK$48,586
+HK$2,787/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,598/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,944
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,230
−HK$1,305/mo
Today · 4.125%
HK$50,535
baseline
▲ 0.50% · 4.625%
HK$53,198
+HK$2,663/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,070/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,716
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,324
−HK$1,635/mo
Today · 4.125%
HK$54,959
baseline
▲ 0.50% · 4.625%
HK$58,303
+HK$3,344/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,918/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,533
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,076
−HK$1,565/mo
Today · 4.125%
HK$60,641
baseline
▲ 0.50% · 4.625%
HK$63,838
+HK$3,197/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,282/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,335
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,212
−HK$1,906/mo
Today · 4.125%
HK$64,118
baseline
▲ 0.50% · 4.625%
HK$68,020
+HK$3,902/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,236/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,122
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,922
−HK$1,826/mo
Today · 4.125%
HK$70,748
baseline
▲ 0.50% · 4.625%
HK$74,478
+HK$3,730/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,496/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,573
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$79,986
−HK$2,452/mo
Today · 4.125%
HK$82,438
baseline
▲ 0.50% · 4.625%
HK$87,454
+HK$5,016/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,876/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,300
−HK$4,662/mo
▼ 0.25% · 3.875%
HK$88,614
−HK$2,348/mo
Today · 4.125%
HK$90,962
baseline
▲ 0.50% · 4.625%
HK$95,757
+HK$4,795/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,924/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,742 · Scale 2, in force from 26 Feb 2026)