LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,098
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,438
−HK$1,362/mo
Today · 4.125%
HK$45,800
baseline
▲ 0.50% · 4.625%
HK$48,587
+HK$2,787/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,600/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,946
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,232
−HK$1,304/mo
Today · 4.125%
HK$50,536
baseline
▲ 0.50% · 4.625%
HK$53,200
+HK$2,664/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,072/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,717
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,326
−HK$1,634/mo
Today · 4.125%
HK$54,960
baseline
▲ 0.50% · 4.625%
HK$58,304
+HK$3,344/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,920/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,535
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,078
−HK$1,565/mo
Today · 4.125%
HK$60,643
baseline
▲ 0.50% · 4.625%
HK$63,840
+HK$3,197/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,286/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,337
−HK$3,783/mo
▼ 0.25% · 3.875%
HK$62,213
−HK$1,907/mo
Today · 4.125%
HK$64,120
baseline
▲ 0.50% · 4.625%
HK$68,022
+HK$3,902/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,240/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,124
−HK$3,626/mo
▼ 0.25% · 3.875%
HK$68,924
−HK$1,826/mo
Today · 4.125%
HK$70,750
baseline
▲ 0.50% · 4.625%
HK$74,480
+HK$3,730/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,500/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,576
−HK$4,864/mo
▼ 0.25% · 3.875%
HK$79,989
−HK$2,451/mo
Today · 4.125%
HK$82,440
baseline
▲ 0.50% · 4.625%
HK$87,457
+HK$5,017/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,880/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,763 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,302
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,617
−HK$2,348/mo
Today · 4.125%
HK$90,965
baseline
▲ 0.50% · 4.625%
HK$95,760
+HK$4,795/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,930/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,763 · Scale 2, in force from 26 Feb 2026)