LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,100
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,441
−HK$1,362/mo
Today · 4.125%
HK$45,803
baseline
▲ 0.50% · 4.625%
HK$48,590
+HK$2,787/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,606/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,949
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,234
−HK$1,305/mo
Today · 4.125%
HK$50,539
baseline
▲ 0.50% · 4.625%
HK$53,203
+HK$2,664/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,078/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,720
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,329
−HK$1,635/mo
Today · 4.125%
HK$54,964
baseline
▲ 0.50% · 4.625%
HK$58,308
+HK$3,344/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,928/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,538
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,081
−HK$1,566/mo
Today · 4.125%
HK$60,647
baseline
▲ 0.50% · 4.625%
HK$63,844
+HK$3,197/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,294/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,340
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,217
−HK$1,907/mo
Today · 4.125%
HK$64,124
baseline
▲ 0.50% · 4.625%
HK$68,026
+HK$3,902/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,248/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,128
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,928
−HK$1,827/mo
Today · 4.125%
HK$70,755
baseline
▲ 0.50% · 4.625%
HK$74,484
+HK$3,729/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,510/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,580
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$79,994
−HK$2,451/mo
Today · 4.125%
HK$82,445
baseline
▲ 0.50% · 4.625%
HK$87,462
+HK$5,017/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,890/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,307
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,622
−HK$2,348/mo
Today · 4.125%
HK$90,970
baseline
▲ 0.50% · 4.625%
HK$95,765
+HK$4,795/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,940/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,806 · Scale 2, in force from 26 Feb 2026)