LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,100
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,441
−HK$1,362/mo
Today · 4.125%
HK$45,803
baseline
▲ 0.50% · 4.625%
HK$48,590
+HK$2,787/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,606/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,949
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,235
−HK$1,304/mo
Today · 4.125%
HK$50,539
baseline
▲ 0.50% · 4.625%
HK$53,203
+HK$2,664/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,078/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,721
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,329
−HK$1,635/mo
Today · 4.125%
HK$54,964
baseline
▲ 0.50% · 4.625%
HK$58,308
+HK$3,344/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,928/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,539
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,082
−HK$1,565/mo
Today · 4.125%
HK$60,647
baseline
▲ 0.50% · 4.625%
HK$63,844
+HK$3,197/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,294/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,341
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,218
−HK$1,907/mo
Today · 4.125%
HK$64,125
baseline
▲ 0.50% · 4.625%
HK$68,026
+HK$3,901/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,250/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,128
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,929
−HK$1,826/mo
Today · 4.125%
HK$70,755
baseline
▲ 0.50% · 4.625%
HK$74,485
+HK$3,730/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,510/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,581
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$79,994
−HK$2,452/mo
Today · 4.125%
HK$82,446
baseline
▲ 0.50% · 4.625%
HK$87,462
+HK$5,016/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,892/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,810 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,308
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,623
−HK$2,348/mo
Today · 4.125%
HK$90,971
baseline
▲ 0.50% · 4.625%
HK$95,766
+HK$4,795/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,942/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,810 · Scale 2, in force from 26 Feb 2026)