LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,103
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,444
−HK$1,362/mo
Today · 4.125%
HK$45,806
baseline
▲ 0.50% · 4.625%
HK$48,593
+HK$2,787/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,612/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,952
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,238
−HK$1,304/mo
Today · 4.125%
HK$50,542
baseline
▲ 0.50% · 4.625%
HK$53,207
+HK$2,665/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,084/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,724
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,333
−HK$1,634/mo
Today · 4.125%
HK$54,967
baseline
▲ 0.50% · 4.625%
HK$58,312
+HK$3,345/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,934/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,542
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,085
−HK$1,566/mo
Today · 4.125%
HK$60,651
baseline
▲ 0.50% · 4.625%
HK$63,848
+HK$3,197/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,302/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,344
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,221
−HK$1,907/mo
Today · 4.125%
HK$64,128
baseline
▲ 0.50% · 4.625%
HK$68,030
+HK$3,902/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,256/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,132
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,933
−HK$1,826/mo
Today · 4.125%
HK$70,759
baseline
▲ 0.50% · 4.625%
HK$74,489
+HK$3,730/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,518/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,585
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$79,999
−HK$2,452/mo
Today · 4.125%
HK$82,451
baseline
▲ 0.50% · 4.625%
HK$87,468
+HK$5,017/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,902/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,313
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,628
−HK$2,348/mo
Today · 4.125%
HK$90,976
baseline
▲ 0.50% · 4.625%
HK$95,772
+HK$4,796/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,952/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,853 · Scale 2, in force from 26 Feb 2026)