LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,105
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,446
−HK$1,362/mo
Today · 4.125%
HK$45,808
baseline
▲ 0.50% · 4.625%
HK$48,595
+HK$2,787/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,616/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,954
−HK$2,590/mo
▼ 0.25% · 3.875%
HK$49,240
−HK$1,304/mo
Today · 4.125%
HK$50,544
baseline
▲ 0.50% · 4.625%
HK$53,209
+HK$2,665/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,088/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,726
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,335
−HK$1,634/mo
Today · 4.125%
HK$54,969
baseline
▲ 0.50% · 4.625%
HK$58,314
+HK$3,345/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,938/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,544
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,088
−HK$1,565/mo
Today · 4.125%
HK$60,653
baseline
▲ 0.50% · 4.625%
HK$63,850
+HK$3,197/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,306/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,347
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,224
−HK$1,907/mo
Today · 4.125%
HK$64,131
baseline
▲ 0.50% · 4.625%
HK$68,033
+HK$3,902/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,262/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,135
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,936
−HK$1,826/mo
Today · 4.125%
HK$70,762
baseline
▲ 0.50% · 4.625%
HK$74,492
+HK$3,730/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,524/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,588
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,002
−HK$2,452/mo
Today · 4.125%
HK$82,454
baseline
▲ 0.50% · 4.625%
HK$87,471
+HK$5,017/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,908/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,316
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,631
−HK$2,349/mo
Today · 4.125%
HK$90,980
baseline
▲ 0.50% · 4.625%
HK$95,775
+HK$4,795/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,960/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,880 · Scale 2, in force from 26 Feb 2026)