LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,106
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,447
−HK$1,363/mo
Today · 4.125%
HK$45,810
baseline
▲ 0.50% · 4.625%
HK$48,597
+HK$2,787/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,620/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,955
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,242
−HK$1,304/mo
Today · 4.125%
HK$50,546
baseline
▲ 0.50% · 4.625%
HK$53,211
+HK$2,665/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,092/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,728
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,337
−HK$1,634/mo
Today · 4.125%
HK$54,971
baseline
▲ 0.50% · 4.625%
HK$58,316
+HK$3,345/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,942/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,547
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,090
−HK$1,566/mo
Today · 4.125%
HK$60,656
baseline
▲ 0.50% · 4.625%
HK$63,853
+HK$3,197/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,312/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,349
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,226
−HK$1,907/mo
Today · 4.125%
HK$64,133
baseline
▲ 0.50% · 4.625%
HK$68,036
+HK$3,903/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,266/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,138
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,938
−HK$1,827/mo
Today · 4.125%
HK$70,765
baseline
▲ 0.50% · 4.625%
HK$74,495
+HK$3,730/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,530/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,592
−HK$4,865/mo
▼ 0.25% · 3.875%
HK$80,005
−HK$2,452/mo
Today · 4.125%
HK$82,457
baseline
▲ 0.50% · 4.625%
HK$87,475
+HK$5,018/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,914/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,320
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,635
−HK$2,348/mo
Today · 4.125%
HK$90,983
baseline
▲ 0.50% · 4.625%
HK$95,779
+HK$4,796/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,966/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,908 · Scale 2, in force from 26 Feb 2026)