LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,107
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,448
−HK$1,362/mo
Today · 4.125%
HK$45,810
baseline
▲ 0.50% · 4.625%
HK$48,598
+HK$2,788/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,620/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,956
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,242
−HK$1,305/mo
Today · 4.125%
HK$50,547
baseline
▲ 0.50% · 4.625%
HK$53,211
+HK$2,664/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,094/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,728
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,337
−HK$1,635/mo
Today · 4.125%
HK$54,972
baseline
▲ 0.50% · 4.625%
HK$58,317
+HK$3,345/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,944/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,547
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,091
−HK$1,565/mo
Today · 4.125%
HK$60,656
baseline
▲ 0.50% · 4.625%
HK$63,854
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,312/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,350
−HK$3,784/mo
▼ 0.25% · 3.875%
HK$62,227
−HK$1,907/mo
Today · 4.125%
HK$64,134
baseline
▲ 0.50% · 4.625%
HK$68,037
+HK$3,903/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,268/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,138
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,939
−HK$1,827/mo
Today · 4.125%
HK$70,766
baseline
▲ 0.50% · 4.625%
HK$74,496
+HK$3,730/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,532/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,592
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,006
−HK$2,452/mo
Today · 4.125%
HK$82,458
baseline
▲ 0.50% · 4.625%
HK$87,476
+HK$5,018/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,916/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,321
−HK$4,663/mo
▼ 0.25% · 3.875%
HK$88,636
−HK$2,348/mo
Today · 4.125%
HK$90,984
baseline
▲ 0.50% · 4.625%
HK$95,780
+HK$4,796/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,968/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,916 · Scale 2, in force from 26 Feb 2026)