LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,107
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,448
−HK$1,363/mo
Today · 4.125%
HK$45,811
baseline
▲ 0.50% · 4.625%
HK$48,598
+HK$2,787/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,622/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,957
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,243
−HK$1,305/mo
Today · 4.125%
HK$50,548
baseline
▲ 0.50% · 4.625%
HK$53,212
+HK$2,664/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,096/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,729
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,338
−HK$1,635/mo
Today · 4.125%
HK$54,973
baseline
▲ 0.50% · 4.625%
HK$58,318
+HK$3,345/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,946/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,548
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,091
−HK$1,566/mo
Today · 4.125%
HK$60,657
baseline
▲ 0.50% · 4.625%
HK$63,854
+HK$3,197/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,314/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,350
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,228
−HK$1,907/mo
Today · 4.125%
HK$64,135
baseline
▲ 0.50% · 4.625%
HK$68,037
+HK$3,902/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,270/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,139
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,940
−HK$1,827/mo
Today · 4.125%
HK$70,767
baseline
▲ 0.50% · 4.625%
HK$74,497
+HK$3,730/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,534/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,593
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,007
−HK$2,452/mo
Today · 4.125%
HK$82,459
baseline
▲ 0.50% · 4.625%
HK$87,477
+HK$5,018/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$164,918/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,322
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,637
−HK$2,349/mo
Today · 4.125%
HK$90,986
baseline
▲ 0.50% · 4.625%
HK$95,782
+HK$4,796/mo
Deposit HK$1.89M · loan HK$17.01M · min. income ≈ HK$181,972/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,925 · Scale 2, in force from 26 Feb 2026)