LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,110
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,451
−HK$1,362/mo
Today · 4.125%
HK$45,813
baseline
▲ 0.50% · 4.625%
HK$48,601
+HK$2,788/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,626/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,959
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,246
−HK$1,304/mo
Today · 4.125%
HK$50,550
baseline
▲ 0.50% · 4.625%
HK$53,215
+HK$2,665/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,100/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,732
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,341
−HK$1,635/mo
Today · 4.125%
HK$54,976
baseline
▲ 0.50% · 4.625%
HK$58,321
+HK$3,345/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,952/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,551
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,095
−HK$1,566/mo
Today · 4.125%
HK$60,661
baseline
▲ 0.50% · 4.625%
HK$63,858
+HK$3,197/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,322/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,354
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,231
−HK$1,908/mo
Today · 4.125%
HK$64,139
baseline
▲ 0.50% · 4.625%
HK$68,041
+HK$3,902/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,278/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,143
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,944
−HK$1,827/mo
Today · 4.125%
HK$70,771
baseline
▲ 0.50% · 4.625%
HK$74,501
+HK$3,730/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,542/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,598
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,012
−HK$2,452/mo
Today · 4.125%
HK$82,464
baseline
▲ 0.50% · 4.625%
HK$87,482
+HK$5,018/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,928/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,327
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,642
−HK$2,349/mo
Today · 4.125%
HK$90,991
baseline
▲ 0.50% · 4.625%
HK$95,787
+HK$4,796/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$181,982/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,965 · Scale 2, in force from 26 Feb 2026)