LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,112
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,453
−HK$1,362/mo
Today · 4.125%
HK$45,815
baseline
▲ 0.50% · 4.625%
HK$48,603
+HK$2,788/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,630/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,961
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,247
−HK$1,305/mo
Today · 4.125%
HK$50,552
baseline
▲ 0.50% · 4.625%
HK$53,217
+HK$2,665/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,104/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$708,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,734
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,343
−HK$1,635/mo
Today · 4.125%
HK$54,978
baseline
▲ 0.50% · 4.625%
HK$58,323
+HK$3,345/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,956/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,553
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,097
−HK$1,566/mo
Today · 4.125%
HK$60,663
baseline
▲ 0.50% · 4.625%
HK$63,860
+HK$3,197/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,326/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$708,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,356
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,234
−HK$1,907/mo
Today · 4.125%
HK$64,141
baseline
▲ 0.50% · 4.625%
HK$68,044
+HK$3,903/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,282/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,146
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,946
−HK$1,827/mo
Today · 4.125%
HK$70,773
baseline
▲ 0.50% · 4.625%
HK$74,504
+HK$3,731/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,546/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$708,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,601
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,015
−HK$2,452/mo
Today · 4.125%
HK$82,467
baseline
▲ 0.50% · 4.625%
HK$87,485
+HK$5,018/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,934/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,330
−HK$4,664/mo
▼ 0.25% · 3.875%
HK$88,645
−HK$2,349/mo
Today · 4.125%
HK$90,994
baseline
▲ 0.50% · 4.625%
HK$95,791
+HK$4,797/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$181,988/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$708,992 · Scale 2, in force from 26 Feb 2026)