LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,113
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,454
−HK$1,362/mo
Today · 4.125%
HK$45,816
baseline
▲ 0.50% · 4.625%
HK$48,604
+HK$2,788/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,632/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,962
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,249
−HK$1,305/mo
Today · 4.125%
HK$50,554
baseline
▲ 0.50% · 4.625%
HK$53,218
+HK$2,664/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,108/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,735
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,344
−HK$1,635/mo
Today · 4.125%
HK$54,979
baseline
▲ 0.50% · 4.625%
HK$58,325
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,958/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,555
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,098
−HK$1,566/mo
Today · 4.125%
HK$60,664
baseline
▲ 0.50% · 4.625%
HK$63,862
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,328/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,358
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,235
−HK$1,908/mo
Today · 4.125%
HK$64,143
baseline
▲ 0.50% · 4.625%
HK$68,046
+HK$3,903/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$128,286/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,147
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,948
−HK$1,827/mo
Today · 4.125%
HK$70,775
baseline
▲ 0.50% · 4.625%
HK$74,506
+HK$3,731/mo
Deposit HK$5.67M · loan HK$13.23M · min. income ≈ HK$141,550/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,603
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,017
−HK$2,452/mo
Today · 4.125%
HK$82,469
baseline
▲ 0.50% · 4.625%
HK$87,487
+HK$5,018/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,938/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,010 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,332
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,648
−HK$2,349/mo
Today · 4.125%
HK$90,997
baseline
▲ 0.50% · 4.625%
HK$95,793
+HK$4,796/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$181,994/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,010 · Scale 2, in force from 26 Feb 2026)