LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,115
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,456
−HK$1,362/mo
Today · 4.125%
HK$45,818
baseline
▲ 0.50% · 4.625%
HK$48,606
+HK$2,788/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,636/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,965
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,251
−HK$1,305/mo
Today · 4.125%
HK$50,556
baseline
▲ 0.50% · 4.625%
HK$53,221
+HK$2,665/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,112/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,738
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,347
−HK$1,635/mo
Today · 4.125%
HK$54,982
baseline
▲ 0.50% · 4.625%
HK$58,328
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$109,964/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,558
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,101
−HK$1,566/mo
Today · 4.125%
HK$60,667
baseline
▲ 0.50% · 4.625%
HK$63,865
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.34M · min. income ≈ HK$121,334/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,361
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,238
−HK$1,908/mo
Today · 4.125%
HK$64,146
baseline
▲ 0.50% · 4.625%
HK$68,049
+HK$3,903/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,292/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,151
−HK$3,627/mo
▼ 0.25% · 3.875%
HK$68,952
−HK$1,826/mo
Today · 4.125%
HK$70,778
baseline
▲ 0.50% · 4.625%
HK$74,509
+HK$3,731/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,556/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,606
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,020
−HK$2,453/mo
Today · 4.125%
HK$82,473
baseline
▲ 0.50% · 4.625%
HK$87,491
+HK$5,018/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,946/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,336
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,652
−HK$2,349/mo
Today · 4.125%
HK$91,001
baseline
▲ 0.50% · 4.625%
HK$95,798
+HK$4,797/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,002/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,044 · Scale 2, in force from 26 Feb 2026)