LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,116
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,457
−HK$1,363/mo
Today · 4.125%
HK$45,820
baseline
▲ 0.50% · 4.625%
HK$48,608
+HK$2,788/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,640/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,966
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,253
−HK$1,305/mo
Today · 4.125%
HK$50,558
baseline
▲ 0.50% · 4.625%
HK$53,223
+HK$2,665/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,116/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,739
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,349
−HK$1,635/mo
Today · 4.125%
HK$54,984
baseline
▲ 0.50% · 4.625%
HK$58,330
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,968/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,560
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,103
−HK$1,566/mo
Today · 4.125%
HK$60,669
baseline
▲ 0.50% · 4.625%
HK$63,867
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,338/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,363
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,240
−HK$1,908/mo
Today · 4.125%
HK$64,148
baseline
▲ 0.50% · 4.625%
HK$68,051
+HK$3,903/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,296/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,153
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,954
−HK$1,827/mo
Today · 4.125%
HK$70,781
baseline
▲ 0.50% · 4.625%
HK$74,512
+HK$3,731/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,562/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,609
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,023
−HK$2,453/mo
Today · 4.125%
HK$82,476
baseline
▲ 0.50% · 4.625%
HK$87,494
+HK$5,018/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,952/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,339
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,655
−HK$2,349/mo
Today · 4.125%
HK$91,004
baseline
▲ 0.50% · 4.625%
HK$95,801
+HK$4,797/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,008/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,068 · Scale 2, in force from 26 Feb 2026)