LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,117
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,458
−HK$1,362/mo
Today · 4.125%
HK$45,820
baseline
▲ 0.50% · 4.625%
HK$48,608
+HK$2,788/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,640/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,967
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,253
−HK$1,305/mo
Today · 4.125%
HK$50,558
baseline
▲ 0.50% · 4.625%
HK$53,223
+HK$2,665/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,116/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,740
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,349
−HK$1,635/mo
Today · 4.125%
HK$54,984
baseline
▲ 0.50% · 4.625%
HK$58,330
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,968/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,560
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,104
−HK$1,566/mo
Today · 4.125%
HK$60,670
baseline
▲ 0.50% · 4.625%
HK$63,868
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,340/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,363
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,241
−HK$1,907/mo
Today · 4.125%
HK$64,148
baseline
▲ 0.50% · 4.625%
HK$68,052
+HK$3,904/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,296/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,153
−HK$3,629/mo
▼ 0.25% · 3.875%
HK$68,954
−HK$1,828/mo
Today · 4.125%
HK$70,782
baseline
▲ 0.50% · 4.625%
HK$74,512
+HK$3,730/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,564/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,610
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,024
−HK$2,453/mo
Today · 4.125%
HK$82,477
baseline
▲ 0.50% · 4.625%
HK$87,495
+HK$5,018/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,954/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,340
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,656
−HK$2,349/mo
Today · 4.125%
HK$91,005
baseline
▲ 0.50% · 4.625%
HK$95,802
+HK$4,797/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,010/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,074 · Scale 2, in force from 26 Feb 2026)