LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,117
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,458
−HK$1,363/mo
Today · 4.125%
HK$45,821
baseline
▲ 0.50% · 4.625%
HK$48,609
+HK$2,788/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,642/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,967
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,254
−HK$1,305/mo
Today · 4.125%
HK$50,559
baseline
▲ 0.50% · 4.625%
HK$53,224
+HK$2,665/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,118/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,741
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,350
−HK$1,635/mo
Today · 4.125%
HK$54,985
baseline
▲ 0.50% · 4.625%
HK$58,331
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,970/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,561
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,105
−HK$1,566/mo
Today · 4.125%
HK$60,671
baseline
▲ 0.50% · 4.625%
HK$63,869
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,342/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,364
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,242
−HK$1,907/mo
Today · 4.125%
HK$64,149
baseline
▲ 0.50% · 4.625%
HK$68,053
+HK$3,904/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,298/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,154
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,955
−HK$1,827/mo
Today · 4.125%
HK$70,782
baseline
▲ 0.50% · 4.625%
HK$74,514
+HK$3,732/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,564/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,611
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,025
−HK$2,453/mo
Today · 4.125%
HK$82,478
baseline
▲ 0.50% · 4.625%
HK$87,496
+HK$5,018/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,956/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,341
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,657
−HK$2,349/mo
Today · 4.125%
HK$91,006
baseline
▲ 0.50% · 4.625%
HK$95,803
+HK$4,797/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,012/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,084 · Scale 2, in force from 26 Feb 2026)