LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,118
−HK$2,703/mo
▼ 0.25% · 3.875%
HK$44,459
−HK$1,362/mo
Today · 4.125%
HK$45,821
baseline
▲ 0.50% · 4.625%
HK$48,609
+HK$2,788/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,642/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,968
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,254
−HK$1,305/mo
Today · 4.125%
HK$50,559
baseline
▲ 0.50% · 4.625%
HK$53,224
+HK$2,665/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,118/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,741
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,350
−HK$1,636/mo
Today · 4.125%
HK$54,986
baseline
▲ 0.50% · 4.625%
HK$58,331
+HK$3,345/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,972/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,561
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,105
−HK$1,566/mo
Today · 4.125%
HK$60,671
baseline
▲ 0.50% · 4.625%
HK$63,869
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,342/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,365
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,242
−HK$1,908/mo
Today · 4.125%
HK$64,150
baseline
▲ 0.50% · 4.625%
HK$68,053
+HK$3,903/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,300/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,155
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,956
−HK$1,827/mo
Today · 4.125%
HK$70,783
baseline
▲ 0.50% · 4.625%
HK$74,514
+HK$3,731/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,566/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,612
−HK$4,866/mo
▼ 0.25% · 3.875%
HK$80,026
−HK$2,452/mo
Today · 4.125%
HK$82,478
baseline
▲ 0.50% · 4.625%
HK$87,497
+HK$5,019/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,956/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,091 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,342
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,658
−HK$2,349/mo
Today · 4.125%
HK$91,007
baseline
▲ 0.50% · 4.625%
HK$95,804
+HK$4,797/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,014/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,091 · Scale 2, in force from 26 Feb 2026)