LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,118
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,460
−HK$1,362/mo
Today · 4.125%
HK$45,822
baseline
▲ 0.50% · 4.625%
HK$48,610
+HK$2,788/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,644/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,969
−HK$2,591/mo
▼ 0.25% · 3.875%
HK$49,255
−HK$1,305/mo
Today · 4.125%
HK$50,560
baseline
▲ 0.50% · 4.625%
HK$53,225
+HK$2,665/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,120/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,742
−HK$3,245/mo
▼ 0.25% · 3.875%
HK$53,351
−HK$1,636/mo
Today · 4.125%
HK$54,987
baseline
▲ 0.50% · 4.625%
HK$58,332
+HK$3,345/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,974/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,562
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,106
−HK$1,566/mo
Today · 4.125%
HK$60,672
baseline
▲ 0.50% · 4.625%
HK$63,870
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,344/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,366
−HK$3,785/mo
▼ 0.25% · 3.875%
HK$62,243
−HK$1,908/mo
Today · 4.125%
HK$64,151
baseline
▲ 0.50% · 4.625%
HK$68,055
+HK$3,904/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,302/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,156
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,957
−HK$1,827/mo
Today · 4.125%
HK$70,784
baseline
▲ 0.50% · 4.625%
HK$74,516
+HK$3,732/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,568/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,613
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,027
−HK$2,453/mo
Today · 4.125%
HK$82,480
baseline
▲ 0.50% · 4.625%
HK$87,499
+HK$5,019/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,960/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,344
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,659
−HK$2,350/mo
Today · 4.125%
HK$91,009
baseline
▲ 0.50% · 4.625%
HK$95,806
+HK$4,797/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,018/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,104 · Scale 2, in force from 26 Feb 2026)