LTV · monthly repayment
▼ 0.50% · 3.625%
HK$43,119
−HK$2,704/mo
▼ 0.25% · 3.875%
HK$44,460
−HK$1,363/mo
Today · 4.125%
HK$45,823
baseline
▲ 0.50% · 4.625%
HK$48,611
+HK$2,788/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$91,646/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,969
−HK$2,592/mo
▼ 0.25% · 3.875%
HK$49,256
−HK$1,305/mo
Today · 4.125%
HK$50,561
baseline
▲ 0.50% · 4.625%
HK$53,226
+HK$2,665/mo
Deposit HK$9.45M · loan HK$9.45M · min. income ≈ HK$101,122/mo (50% DSR)
Upfront cash ≈ HK$10.16M (deposit + AVD stamp duty HK$709,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,743
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,352
−HK$1,635/mo
Today · 4.125%
HK$54,987
baseline
▲ 0.50% · 4.625%
HK$58,333
+HK$3,346/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$109,974/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,563
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,107
−HK$1,566/mo
Today · 4.125%
HK$60,673
baseline
▲ 0.50% · 4.625%
HK$63,871
+HK$3,198/mo
Deposit HK$7.56M · loan HK$11.35M · min. income ≈ HK$121,346/mo (50% DSR)
Upfront cash ≈ HK$8.27M (deposit + AVD stamp duty HK$709,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,366
−HK$3,786/mo
▼ 0.25% · 3.875%
HK$62,244
−HK$1,908/mo
Today · 4.125%
HK$64,152
baseline
▲ 0.50% · 4.625%
HK$68,055
+HK$3,903/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$128,304/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,157
−HK$3,628/mo
▼ 0.25% · 3.875%
HK$68,958
−HK$1,827/mo
Today · 4.125%
HK$70,785
baseline
▲ 0.50% · 4.625%
HK$74,516
+HK$3,731/mo
Deposit HK$5.67M · loan HK$13.24M · min. income ≈ HK$141,570/mo (50% DSR)
Upfront cash ≈ HK$6.38M (deposit + AVD stamp duty HK$709,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,614
−HK$4,867/mo
▼ 0.25% · 3.875%
HK$80,028
−HK$2,453/mo
Today · 4.125%
HK$82,481
baseline
▲ 0.50% · 4.625%
HK$87,500
+HK$5,019/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$164,962/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,112 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$86,345
−HK$4,665/mo
▼ 0.25% · 3.875%
HK$88,660
−HK$2,350/mo
Today · 4.125%
HK$91,010
baseline
▲ 0.50% · 4.625%
HK$95,807
+HK$4,797/mo
Deposit HK$1.89M · loan HK$17.02M · min. income ≈ HK$182,020/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$709,112 · Scale 2, in force from 26 Feb 2026)